HOME INSURANCE
MADE SIMPLE
Our experience and knowledge make getting homeowners insurance not only simple but properly covered based on the everyday risk our clients face.
Home Insurance Made Easy
Homeowner’s insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowner’s insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. Damage caused by most disasters is covered, but there are exceptions. The most significant are damages caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowner’s responsibility.
Trusted
Affordable
Flexible
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Why Home Insurance?
1. Liability Coverage
Homeowner’s liability insurance protects you in case someone gets hurt on your property, your child does damage to someone else’s property, if your pet harms someone, and much more.
2. Personal Property
The furniture, clothes, and other amenities you fill your home with are make your home a unique and comfortable place for you. Making sure you have coverage that will replace what was lost and not just in actual cash value is how we will help get you back to normal.
3. Home and Other Structures
The most valuable asset most people own is their home. When we meet we make sure that your home insurance is keeping up with current construction costs. We will also meet annually to review and make sure you’re still covered for the proper amount based on any upgrades you may have done and the current construction market.
4. Service Line Coverage
Did you know a standard homeowner’s policy will not cover the service lines to your home if the issue with the line is in your yard? With our carriers we are able to add this to your homeowner’s policy adding just another layer of protection to save you from costly repairs.
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