LIFE INSURANCE
MADE SIMPLE
Life insurance is an essential part of financial independence and can be more than just a death benefit. We help you understand how to utilize life insurance during your life instead of just having it as a benefit to your family when your time comes.
Life Insurance Made Easy
Whether you are starting the process of getting your first policy, looking to gain financial freedom, or getting a final expense policy Financial Independence Insurance Group is here for you. Talking with our insurance professionals we will help you determine how much life insurance you need and what company and product will best meet your goals and desires.
Trusted
Affordable
Flexible
Why Life Insurance?
1. Final Expenses
“Final Expenses” is a blanket term for the costs that accumulate around the time of a person’s death. These usually include, but aren’t limited to, medical bills and funeral costs. Depending on how people pass, these final expenses can be expensive, and can be a burden to those that are left behind. By having a final expense policy in place, you can lessen the burden and pain of you being gone.
2. Income Replacement
If you have a family, life insurance is essential to have in place. If something was to happen to either you or your spouse, your income will need to be replaced whether you are the primary income producer or the stay-at-home parent.
3. To Buy a Business Partner’s Shares
If you own a business and have one or more co-owners in the business, having life insurance in place with a buy sell agreement will not only protect each co-owner’s family but also protects the business you helped build by keeping all shares with the current ownership.
4. Debt Protection
Chances are your family has some form of debt. It could be from a mortgage, vehicle(s), credit card, student loans, or medical in nature. Having the right amount of life insurance in place can eliminate the burden of debt in the event that you are no longer here.
5. Living Cash Value Benefits
There is life insurance policies available to you that can accumulate a cash value, so you are able to use those funds while you are still living. Ask us how this can be a benefit for you.
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